- Loan Manager between 3000-upto 300,000
- Fosa Manager between 3000-upto 300,000
- Dep CEO Finance/Administration between 3000 – upto 1million
- CEO between 3000 – upto 2 million
NB In cases 1 & 2 loan above ksh. 100,000 shall be countersigned by the CEO or the finance manager to ratify.
In cases 3 & 4 loan above ksh. 500,000 shall be ratified by the credit committee or the main board meetings.
The credit committee shall ratify all loan approved disbursed at every stage of the approval limit during their board meeting.