Business Loans

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Advance/Loan Type

Boresha loan


1. must have a business account for daily collection
2. business license required for formal business
3. Valid collateral for loans exceeding 100,000
4. Dully filled application form
5. Maximum six(6) guarantors
6. Bank, mpesa, Sacco statement required
7. Based on 3times deposits

Msingi Loan


1. Available to a person with business

2.Repayment period 12 to 36 months depending on the amount involved

4. Loan below Ksh. 100,000 may be guaranteed by an individual while amount above Ksh. 100,000 must provide collateral which should be registered in the applicant’s name or attached with transfer form dully filled.

5. appraisal fee 1%

6.Risk fund fee 1%

7. transfer fee 50

8. Loan form fee Ksh. 100

9. Interest 14.5% reducing balance

10.maximum 5 million


1. Existing business –trade license

2. Financial statement of the borrower required

3. Dully filled form

4. If trading in a business name registration certificate for the business name is required

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