Pamoja Unit Investment

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Pamoja Unit Investment Account

This is a savings investment account where members can pool individual or organization deposits for purpose of investing and getting better return. It is a savings plan that afford an individual to invest in huge and profitable ventures and enjoy high interest rates in form of returns. This is a temporary account for the period the investment runs.

  • Individual/organization will open a savings account – minimum balance Ksh. 500
  • Individual /organization can save as little as Ksh. 3000 and above
  • Minimum interest is guaranteed for the minimum period
  • Interest is calculated on monthly basis and compounded with the principal
  • Amount under investment can be accessed any time before the expiry of the investment period; however the member will lose the bonus interest but will be paid the minimum guaranteed interest.
  • The minimum investment period is one year and is automatically renewed unless otherwise instructed.
  • The customer will get statement of investment after every three months
  • Interest earned will be paid every 6 months by crediting the individual customer account unless instructed otherwise.
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