Characteristics

1. Available to Group members who meet the requirements
2. Four(4) times the savings with the Society but subject to the ability to repay
3. Interest of 13 % p.a reducing balance
4. Repayable within 12months
5. 1% appraisal fee
6. Kes 200 risk Management Fee for loans less than Kes 20,000 and 1%for loans above Kes 20,001
7.Loan repaid monthly
8.One month grace period
9.Minimum for the first loan is ksh 20,000
10. Maximum amount of  ksh.100,000